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Act now to avoid blunders at banks

IT WAS a bad week for the banks. Consumer watchdog the Office of Fair Trading announced an in-depth investigation into current accounts; City policemen at the Financial Services Authority ordered new refunds for credit insurance; the banks' clearing service admitted failing to pay hundreds of thousands of salaries on time; and hackers have stolen the credit and debit card details of 45 million TK Maxx customers.

So how will consumers know if they are caught up in any of these developments, and what should they be doing to protect their bank accounts and financial arrangements?

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Public Notices for Thursday, March 29th, 2007

NOTICE OF TRUSTEE'S SALE T.S. No. FD-97739-C Loan No. 0324748656 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/26/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, will be held by the duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust.


DA: Turlock woman used DeMartini's data for credit cards

A Turlock woman has been charged with using the identity of Stanislaus County Supervisor Jim DeMartini to obtain credit cards used to make approximately $10,000 in purchases.

The Stanislaus County District Attorney's office has charged Serena Essapour, 21, of fraudulently using DeMartini's Social Security number from a loan document in several credit card applications submitted over the internet. She was arrested on July 11 and goes to trial on May 4.

Essapour entered not guilty pleas in October on charges of false impersonation, misuse of personal identifying information and grand theft. The alleged crimes were committed between May 16 and June 16, 2006. Essapour made purchases of clothing and jewelry and ATM withdrawals during that time, confirmed DeMartini.

“I think the case is so solid that it looks like an open and shut case to me," noted DeMartini.



 

 

 

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